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@Declaration related to handling of personal information of customers@@@@@

  The New India Assurance Co. Ltd. (hereinafter referred to as NIA), under the recognition that non-life insurance activity is based upon trust of costumers, will have strong awareness of importance of protecting personal information, comply with laws related to personal information protection (Personal Information Protection Law) as well as rules and guidelines related to personal information protection in the financial sector, so that personal information might be handled properly.
 

1. Acquisition of Personal Information

 

@NIA will acquire personal information only through legal and fair means and within the scope of necessity for processing of our business.

 

2. Purpose of Use of Personal Information

 

@NIA will specify purposes of use of personal information as follows, so as not to handle personal information in excess of the scope that is needed for achieving the purpose of use:
‡@ Processing underwriting, maintenance, and management of insurance contracts;
‡A Payment of claim and benefits;
‡B Advertisement, provision, and management of various products of related and affiliated companies as well as NIAfs;
‡C Providing information of NIAfs activities, management of our operation, upgrading our products and services;
‡D Management of NIA employees and decision of working conditions;
‡E Decision of credit line and subsequent credit management;
‡F Other operation, ancillary insurance business.

  3. Safety Control Measures
   In order to prevent leakage or loss of, damage to, or illegal access to personal data, NIA will assign a privacy officer and take following safety control measures:
‡@ Organizational safety measures;
‡A Human safety measures;
‡B Physical safety measures;
‡C Technical safety measures.
When whole or part of the personal data handling is outsourced, NIA will set forth criteria for selection of outsourcing firm, and will confirm its information control system in advance, and carry out appropriate supervision of the firm after effecting the outsourcing.
  4. Third-party Furnishing of Personal Data
  NIA will not furnish personal data to a third party without consent of the principal, other than for exceptional cases as follows:
‡@ When the law permits it;
‡A When handling of personal information is entrusted to insurance agents and outsourcing firms within the scope of necessity of processing of the proper business;
‡B When personal data is jointly used with other non-life insurers (See 5);
‡C Personal data of CALI policyholder of motor cycle with engine may be provided to the Ministry of Land, Infrastructure, and Transport (See 6);
‡D In case we check information on agents and on passers of agent examination;
‡E Personal information is provided with re-insurers when re-insurance is effected.
  5. Joint Use of Personal Data among Non-life Insurers (Exchange of information)
 

@NIA will share personal data with other non-life insurers in order to:
‡@ Make sure of sound management of insurance system; and
‡A Prevent unfair claims.
For more details, please call or visit the website of The General Insurance Association of Japan.
< Inquiry to>
Non-life Insurance Counseling Room
The General Insurance Association of Japan
Address: 2-9, Awaji-cho, Kanda, Chiyoda-ku, Tokyo 101-8335
Tel: 03-3255-1470 (from 9:00 a.m. to 5:00 p.m.)
URL:@http://www.sonpo.or.jp/

  6. Use of personal information jointly with Ministry of Land, Infrastructure, and Transport
 

  In order to prevent uninsured motorist of CALI bicycles and motor cycles with engine, we provide personal information of CALI policyholders of bicycles and motor cycles with engine so that the Ministry may send postcards to the policyholders whose insurance period are deemed to expire; thus NIA and the Ministry jointly use personal information, with the Ministry being the responsible party. The information jointly used is as follows:
E Name and address of policyholders
E Certificate No. and insurance period
E Kind of motor cycle
E Vehicle No. and identification No. or fleet No.
< Inquiry to>
Accidents Compensation Division
Road Transport Bureau
Ministry of Land, Infrastructure, and Transport
Tel: 03-5253-8111 (Ext. 41417)
URL: http://www.jibai.jp

  7. Use of personal information jointly with The General Insurance Association of Japan
  In order to check information on agents and on passers of agent examination, we provide information on agent and on passers of agent examination for GIAJ; thus NIA and GIAJ jointly use personal information, with GIAJ being the responsible party. The information jointly used is as follows:
E Name, date of birth, and address of those who engage in agent activity
E Date of registration and closing down of agent
E Agent registration number
E Certificate number
E Date of registration and cancellation of those who engage in agent activity
E Those who engage in solicitation
< Inquiry to>
Non-life Insurance Counseling Room
Life & Service Department
The General Insurance Association of Japan
2-9, Kanda-awaji-cho, Chiyoda-ku, Tokyo 101-8335
Tel: 03-3255-1470 (from 9:00 a.m. to 5:00 p.m.))
URL: http://www.sonpo.or.jp
  8. Inquiry about insurance policy wordings etc. and about insurance claims
  Please contact your nearest branch office or agent of NIA or reach the number you find on your policy for any inquiries about your insurance policy or insurance claims. After an inquirer is identified as the principal, we will respond thereto.  
  9. Request to disclose, revise, and terminate of use of personal data in accordance with the provisions of the Law
  Requests as above may be sent to the customer service by email or telephone. After an inquirer is identified as the principal, we will respond.
< Inquiry to>
Underwriting Department of Japan RO, The New India Assurance Co. Ltd.
Marunouchi-Mitsui Bldg. #901, 2-2-2, Marunouchi, Chiyoda-ku, Tokyo 100-0005
Tel: 03-3214-4711 (from 9:30 a.m. to 5:30 p.m.)
Email: UQ@newindia.co.jp URL: http://www. newindia.co.jp
  10. Contact on grievance and inquiry about personal information protection
  Should you have any inquiries and opinions on our handling of personal information or about personal data we own, please contact our Underwriting Department (see 9).

NIA is a member company of Foreign Non-life Insurance Association of Japan (FNLIA), a Certified Personal Information Protection Organization. FNLIA also receives inquiries and grievances concerning personal information protection.
Foreign Non-life Insurance Association of Japan
Address: Azabudai Unihouse #204, 1-1-20, Azabudai, Minato-ku, Tokyo 106-0041
Tel: 03-3224-0254
E-mail: office@fnlia.gr.jp
URL: http@://www.fnlia.gr.jp

  11. The policy of handling of personal information and our continued efforts for improvement
 

In order to strengthen protection of personal information, NIA will thoroughly carry out training for our employees, thus continuing review and improvement to keep personal information updated.